# Lists payments configuration

<a id="flute-v2-get-settings-payment-config"></a>
<span class="api-endpoint">GET {{<a href="#urlbases">baseURL</a>}}/v2/settings/payment-config</span>
This endpoint lists the payment configuration settings.
<span class="api-seealso">See Also:</span><br>
To retrieve the contact information, see `GET /v2/settings/contact-information`.<br>
To retrieve the transaction autofill settings, see `GET /v2/settings/transaction-autofill`.<br>
To update the transaction autofill settings, see `PATCH /v2/settings/transaction-autofill`.

Endpoint: GET /v2/settings/payment-config
Version: V2 Beta
Security: Bearer

## Response 200 fields (application/json):

  - `zeroCostProcessingOption` (string)
    Indicates the zero cost processing option.
Zero cost processing is a pricing strategy that the merchant passes the cost of credit card processing fees on to the customer.
The result is that the merchant pays little to no fees.
Valid values are:
| Type | Meaning |
|  --- | --- |
| CashDiscount | Customers paying with cash receive a discount off the posted price. |
| DualPricing | Two prices are displayed side by side. This is a cash price and a card price. The customer chooses which to pay. |
| None | The merchant absorbs the processing fees themselves. |
| Surcharge | A fee is added to the transaction when a customer pays by credit card. The surcharge amount covers the processing cost. |

Example: DualPricing
    Enum: "None", "CashDiscount", "DualPricing", "Surcharge"

  - `defaultTipsOptions` (array)
    Indicates the default tip percentage suggestion options.
This is an array of percentage values that display at the time of purchase.
They offer preselected tip percentage suggestions as a convenience for the purchasers.
Example: [ 15, 18, 20 ] (as 15%, 18%, and 20%)
    Example: [15,18,20]

  - `defaultSurchargeRate` (number)
    Indicates the default surcharge rate.
Examples:
1.5 (as 1.5%)
5 (as 5%)
22 (as 22%)
    Example: 1.5

  - `defaultCashDiscountRate` (number)
    Indicates the cash discount rate.
Examples:
1.5 (as 1.5%)
5 (as 5%)
20 (as 20%)
    Example: 1.5

  - `defaultDualPricingRate` (number)
    Indicates the default dual pricing rate.
Examples:
1.8 (as 1.8%)
5 (as 5%)
20 (as 20%)
    Example: 1.8

  - `availableCurrencies` (array)
    Indicates the available currencies (in ISO 4217 currency code).

Example: USD
    Example: ["USD"]

  - `availableCardTypes` (array)
    Indicates the available card types.
Example: [ "Visa", "MasterCard", "AmericanExpress" ]
    Example: ["Visa","MasterCard","AmericanExpress"]

  - `availableTransactionTypes` (array)
    Indicates the available transaction types.
Example: [ "Authorization", "Sale", "Refund" ]
    Example: ["Authorization","Sale","Refund"]

  - `isTipsEnabled` (boolean)
    Indicates tips are enabled.
If `true`, tips are enabled.
If `false`, tips are not enabled.
Example: true
    Example: true

  - `availablePaymentProcessors` (array)
    Indicates the available payment processors.

  - `availablePaymentProcessors.paymentProcessorId` (string)
    Identifies the payment processor.

Example: 76215e54-a85b-4d42-9553-163fe393cb02
    Example: 76215e54-a85b-4d42-9553-163fe393cb02

  - `availablePaymentProcessors.processorName` (string)
    Indicates the payment processor name.

Example: TSYS
    Example: TSYS

  - `availablePaymentProcessors.isDefault` (boolean)
    Indicates this payment method is the default payment method.
If `true`, this is the default payment method.
If `false`, this is not the default payment method.
Example: true
    Example: true

  - `availablePaymentProcessors.type` (string)
    Indicates the processor type.

Example: SandboxCard
    Enum: "Tsys", "Ach", "SandboxCard", "SandboxAch"

  - `availablePaymentProcessors.settlementBatchTimeSlots` (array)
    Indicates an object for settlement batch time slots.

  - `availablePaymentProcessors.settlementBatchTimeSlots.hours` (integer)
    Indicates the hour (in 24 hour format) of the time slot.
Examples:
9
13
    Example: 9

  - `availablePaymentProcessors.settlementBatchTimeSlots.minutes` (integer)
    Indicates the minutes of the time slot.
Examples:
0
30
45

  - `availablePaymentProcessors.settlementBatchTimeSlots.timezoneName` (string)
    Indicates the timezone name (in IANA Time Zone Database format)
Examples:
America/New_York
Europe/London
Asia/Tokyo
    Example: America/New_York

  - `addressVerificationServiceOptions` (object)

  - `addressVerificationServiceOptions.isEnabled` (boolean)
    Indicates the AVS (address verification service) is enabled.
If `true`, AVS is enabled.
If `false`, AVS is not enabled.
Example: true
    Example: true

  - `addressVerificationServiceOptions.profile` (string)
    Indicates the AVS (address verification service) tolerance levels.
Valid values are:
| Level | Description |
|  --- | --- |
| Moderate | Either the street address or ZIP code matches but not necessarily both. |
| Strict | Both the street address and ZIP code must match exactly. |
| Tolerant | No AVS verification is performed. The transaction is accepted regardless if the address matches. |

Example: Moderate
    Enum: "Strict", "Moderate", "Tolerant"

  - `isCustomerCardSavingByTerminalEnabled` (boolean)
    Indicates the terminal can save customer card after a transaction.
If `true`, the terminal can save customer card after a transaction.
If `false`, the terminal cannot save customer card after a transaction.
Example: true
    Example: true

  - `companyName` (string)
    Indicates the name of the customer's company or organization.

This is a free-formed name that is convenient for the merchant to recognize.

Example: Peppared Street Cafe
    Example: Peppared Street Cafe

  - `mccCode` (string)
    Indicates the MCC (merchant category code).

Example: 5411
    Example: 5411

  - `mccCodeDescription` (string)
    Indicates the MCC (merchant category code) description.

Example: Grocery Stores, Supermarkets
    Example: Grocery Stores, Supermarkets

  - `currency` (string)
    Identifies the transaction's currency code (in ISO 4217 currency code).

Example: USD
    Example: USD

  - `maxTransactionAmount` (number)
    Indicates the maximum transaction amount limit.

Example: 10000
    Example: 10000

  - `ttpIosTerminalProfileId` (string)
    Indicates the TTP (tap-to-pay terminal) profile identifier for iOS devices.

Example: ttp-ios-profile-123
    Example: ttp-ios-profile-123

## Response 400 fields (application/json):

  - `details` (string)
    Indicates details about the error.

Example: Validation failed: -- Email: 'Email' is not a valid email address. Severity: Error
    Example: Validation failed: -- Email: 'Email' is not a valid email address. Severity: Error

  - `statusCode` (integer)
    Specifies the HTTP response status code.
This is the HTTP status code returned by the attempted delivery.
The following is a list of HTTP response status codes that include but are not limited to:
| HTTP Status | Meaning |
|  --- | --- |
| 200 | Delivery succeeded |
| 400 | Bad request |
| 401 | Unauthorized |
| 404 | Endpoint not found |
| 429 | Rate limited |

Example: 401
    Example: 401

  - `source` (string)
    Indicates the source of the error.
Example: <Service>
    Example: <Service>

  - `exceptionType` (string)
    Indicates the error's exception type.

Example: FluentValidation.ValidationException
    Example: FluentValidation.ValidationException

  - `correlationId` (string)
    Indicates the correlation identifier.

Example: aa6cfcd0-0295-4a4c-b074-8c901f114fef
    Example: aa6cfcd0-0295-4a4c-b074-8c901f114fef

  - `entityId` (string)
    Indicates the entity identifier.
Example:
null

  - `errorCode` (string)
    Indicates the error code.
Example:
null

  - `title` (string)

  - `cause` (string)

  - `resolution` (string)

  - `documentationUrl` (string)
    https://developer.flute.com/

## Response 401 fields (application/json):

  - `details` (string)
    Indicates details about the error.

Example: Validation failed: -- Email: 'Email' is not a valid email address. Severity: Error
    Example: Validation failed: -- Email: 'Email' is not a valid email address. Severity: Error

  - `statusCode` (integer)
    Specifies the HTTP response status code.
This is the HTTP status code returned by the attempted delivery.
The following is a list of HTTP response status codes that include but are not limited to:
| HTTP Status | Meaning |
|  --- | --- |
| 200 | Delivery succeeded |
| 400 | Bad request |
| 401 | Unauthorized |
| 404 | Endpoint not found |
| 429 | Rate limited |

Example: 401
    Example: 401

  - `source` (string)
    Indicates the source of the error.
Example: <Service>
    Example: <Service>

  - `exceptionType` (string)
    Indicates the error's exception type.

Example: FluentValidation.ValidationException
    Example: FluentValidation.ValidationException

  - `correlationId` (string)
    Indicates the correlation identifier.

Example: aa6cfcd0-0295-4a4c-b074-8c901f114fef
    Example: aa6cfcd0-0295-4a4c-b074-8c901f114fef

  - `entityId` (string)
    Indicates the entity identifier.
Example:
null

  - `errorCode` (string)
    Indicates the error code.
Example:
null

  - `title` (string)

  - `cause` (string)

  - `resolution` (string)

  - `documentationUrl` (string)
    https://developer.flute.com/

## Response 403 fields (application/json):

  - `details` (string)
    Indicates details about the error.

Example: Validation failed: -- Email: 'Email' is not a valid email address. Severity: Error
    Example: Validation failed: -- Email: 'Email' is not a valid email address. Severity: Error

  - `statusCode` (integer)
    Specifies the HTTP response status code.
This is the HTTP status code returned by the attempted delivery.
The following is a list of HTTP response status codes that include but are not limited to:
| HTTP Status | Meaning |
|  --- | --- |
| 200 | Delivery succeeded |
| 400 | Bad request |
| 401 | Unauthorized |
| 404 | Endpoint not found |
| 429 | Rate limited |

Example: 401
    Example: 401

  - `source` (string)
    Indicates the source of the error.
Example: <Service>
    Example: <Service>

  - `exceptionType` (string)
    Indicates the error's exception type.

Example: FluentValidation.ValidationException
    Example: FluentValidation.ValidationException

  - `correlationId` (string)
    Indicates the correlation identifier.

Example: aa6cfcd0-0295-4a4c-b074-8c901f114fef
    Example: aa6cfcd0-0295-4a4c-b074-8c901f114fef

  - `entityId` (string)
    Indicates the entity identifier.
Example:
null

  - `errorCode` (string)
    Indicates the error code.
Example:
null

  - `title` (string)

  - `cause` (string)

  - `resolution` (string)

  - `documentationUrl` (string)
    https://developer.flute.com/

## Response 429 fields (application/json):

  - `details` (string)
    Indicates details about the error.

Example: Validation failed: -- Email: 'Email' is not a valid email address. Severity: Error
    Example: Validation failed: -- Email: 'Email' is not a valid email address. Severity: Error

  - `statusCode` (integer)
    Specifies the HTTP response status code.
This is the HTTP status code returned by the attempted delivery.
The following is a list of HTTP response status codes that include but are not limited to:
| HTTP Status | Meaning |
|  --- | --- |
| 200 | Delivery succeeded |
| 400 | Bad request |
| 401 | Unauthorized |
| 404 | Endpoint not found |
| 429 | Rate limited |

Example: 401
    Example: 401

  - `source` (string)
    Indicates the source of the error.
Example: <Service>
    Example: <Service>

  - `exceptionType` (string)
    Indicates the error's exception type.

Example: FluentValidation.ValidationException
    Example: FluentValidation.ValidationException

  - `correlationId` (string)
    Indicates the correlation identifier.

Example: aa6cfcd0-0295-4a4c-b074-8c901f114fef
    Example: aa6cfcd0-0295-4a4c-b074-8c901f114fef

  - `entityId` (string)
    Indicates the entity identifier.
Example:
null

  - `errorCode` (string)
    Indicates the error code.
Example:
null

  - `title` (string)

  - `cause` (string)

  - `resolution` (string)

  - `documentationUrl` (string)
    https://developer.flute.com/

## Response 500 fields (application/json):

  - `details` (string)
    Indicates details about the error.

Example: Validation failed: -- Email: 'Email' is not a valid email address. Severity: Error
    Example: Validation failed: -- Email: 'Email' is not a valid email address. Severity: Error

  - `statusCode` (integer)
    Specifies the HTTP response status code.
This is the HTTP status code returned by the attempted delivery.
The following is a list of HTTP response status codes that include but are not limited to:
| HTTP Status | Meaning |
|  --- | --- |
| 200 | Delivery succeeded |
| 400 | Bad request |
| 401 | Unauthorized |
| 404 | Endpoint not found |
| 429 | Rate limited |

Example: 401
    Example: 401

  - `source` (string)
    Indicates the source of the error.
Example: <Service>
    Example: <Service>

  - `exceptionType` (string)
    Indicates the error's exception type.

Example: FluentValidation.ValidationException
    Example: FluentValidation.ValidationException

  - `correlationId` (string)
    Indicates the correlation identifier.

Example: aa6cfcd0-0295-4a4c-b074-8c901f114fef
    Example: aa6cfcd0-0295-4a4c-b074-8c901f114fef

  - `entityId` (string)
    Indicates the entity identifier.
Example:
null

  - `errorCode` (string)
    Indicates the error code.
Example:
null

  - `title` (string)

  - `cause` (string)

  - `resolution` (string)

  - `documentationUrl` (string)
    https://developer.flute.com/